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Compare quotes from vetted HVAC contractors for heat pump installation, furnace replacement and air conditioning. Solenery checks which heat pump rebates your address qualifies for first, so every quote you compare already accounts for them.

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  • Heat pumps, furnaces & AC
  • Rebates checked before you get quotes
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Illustration of two HVAC technicians servicing a heat pump condenser on a white backgroundUp to $7,500 in Ontario
8 open rebate programsChecked Sept 22, 2026
open rebate programs on this page
8
provinces with an open program
7
to compare quotes. No sign-up
$0
re-checked. Last on Sept 22, 2026
Monthly
Technician installing an air-source heat pump outside a home
61%of the energy used in a Canadian home goes to space heatingSource: NRCan

Why the Right HVAC Contractor Matters in Canada

Space heating is about 61% of the energy used in a Canadian home, so your heating system choice affects your energy bills more than any other upgrade.

What a good HVAC contractor gets right

  • Sizing from a heat load calculation (CSA F280), not a rule of thumb
  • Equipment on NRCan's qualified product list, which Ontario rebates require
  • Permits, and a certified gas technician for any gas work
  • Rebate paperwork filed correctly and on time

HVAC Services You Can Compare Quotes For

Tell us about your home and get quotes from HVAC contractors near you for:

HVAC technician repairing an outdoor condenser unit

Residential HVAC Contractors

For homeowners replacing an old furnace or AC, switching off oil or electric baseboards, or renovating.

Common residential HVAC projects

  • Heat pump installation for heating and cooling
  • Furnace replacement, including hybrid heat pump + furnace systems
  • Central air conditioning installation and replacement
  • Annual maintenance and seasonal servicing
Technician servicing commercial heat pump units in a mechanical room

Commercial and Industrial HVAC Contractors

For offices, retail, warehouses and plants, where rooftop units, ventilation and process loads drive the design.

Common commercial and industrial HVAC projects

  • Rooftop and split system installation and replacement
  • Ventilation and air distribution for large spaces
  • Energy-efficient equipment upgrades and controls
  • Preventive maintenance programs

Check the technician's certificate matches the equipment size. In Ontario, the TSSA certifies gas technicians: a G2 can work on gas appliances up to 400,000 BTU/h, which covers home furnaces, while larger commercial equipment needs a G1.

What Affects the Cost of a Heat Pump or Furnace?

Quick answer

NRCan puts the average cost to buy and install a heat pump in Canada at $18,400, including electrical panel work and, for oil-heated homes, tank removal. Your price depends mostly on the system type, its size, your ductwork and your electrical service, and provincial rebates of up to $7,500 in Ontario can cover a large share.

  • System type

    Ground-source systems cost the most because of drilling or trenching, but NRCan says the extra cost can be recovered through energy savings in as little as 5 years.
  • Size

    A heat load calculation sets the capacity you need. Insulating and air sealing first can shrink it.
  • Ductwork

    Existing ducts may need changes; homes without ducts can use ductless mini-splits instead.
  • Backup heat

    In the coldest regions, a furnace or electric backup is often kept or added.
  • Electrical capacity

    Older 60 A or 100 A services may need a panel upgrade.
  • Removal

    Taking out the old furnace, and for oil homes the oil tank, adds to the job.

Running costs: NRCan estimates homes fully heated by oil save about $1,500 to $4,500 a year by switching to a heat pump (NRCan). Air-source heat pumps last 15 to 20 years and ground-source systems 20 to 25 (NRCan).

Heat Pump vs Furnace in Canada

Quick answer

A cold-climate air-source heat pump keeps heating at outdoor temperatures down to −30 °C and is up to 3 times as efficient as an oil furnace or boiler, according to NRCan. It also cools in summer. Most Canadian homes keep a furnace or other backup for the coldest days.

Source: NRCan, the NRCan cold-climate heat pump study and NRCan's heat pump guide · as of Sept 22, 2026
Compared onCold-climate heat pumpStandard heat pumpFurnace
EfficiencyUp to 3× an oil furnace or boilerUp to 2.5× an oil furnace or boilerBurns fuel, so it can't deliver more heat than the fuel contains
Cold-weather heatingWorks down to −30 °COutput drops in deep cold; needs backup soonerFull output at any temperature
CoolingYesYesNo, needs a separate AC
EmissionsLower than oil everywhere in Canada; lower than gas in BC, MB, ON, QC and NBLower than oilHighest with oil
Service life15–20 years15–20 yearsVaries by model and maintenance
2026 rebatesThe main target of provincial rebates. See the tableSome programsRarely; SaskEnergy pays $325 for a 97% AFUE furnace

How Should a Heat Pump Be Sized?

Quick answer

A heat pump should be sized from a room-by-room heat load calculation. In Canada that's the CSA F280 standard. NRCan also publishes an air-source heat pump sizing guide. An oversized unit cycles on and off and wastes energy. An undersized one leans on backup heat all winter.

Some programs reward doing it properly. Efficiency Manitoba, for example, pays a supplier bonus when a rebate application includes an F280 calculation. Ask every contractor quoting your job which method they used. The NRCan Air-Source Heat Pump Sizing and Selection Guide is free to read. Insulating and air sealing first can shrink the size, and price, of the unit you need.

Are There Rebates for Smart Thermostats?

Quick answer

Yes, in several provinces. Ontario pays $100 once per household, Quebec's Energir pays up to $100, Manitoba pays $50 and the Northwest Territories pays half the cost up to $150. Ontario's Peak Perks also pays $75 to enrol a smart thermostat. Most programs list the thermostat models they accept, so check before you buy.

Source: each program's official page (linked). Amounts change often, so confirm before you buy.
ProgramWhereAmount
Home Renovation SavingsOntario$100, one per household. Listed models only, such as ecobee, Google Nest and Honeywell Home
Peak PerksOntario$75 on enrolment, then $20 a year while you stay enrolled
Energir efficiency grantsQuebecUp to $100, capped at 75% of the device cost. ENERGY STAR model from Energir's list
Smart Thermostat RebateManitoba$50 for an ENERGY STAR smart thermostat
Energy-Efficient Products rebateNorthwest Territories50% of the cost, up to $150
Checked against official pages · Sept 22, 2026

HVAC Rebates by Province (2026)

The federal Greener Homes Grant and Loan are closed, and the Oil to Heat Pump Affordability program stopped taking applications on July 31, 2026. In 2026 heat pump money comes mostly from provinces: up to $7,500 in Ontario, up to $5,000 in Nova Scotia and up to $22,000 for oil homes in Newfoundland and Labrador.

The Canada Greener Homes Grant has ended

The Greener Homes Grant is closed to new applicants, the Greener Homes Loan closed on Oct 1, 2025, and the Oil to Heat Pump Affordability program stopped taking applications on July 31, 2026. What replaced them: the no-cost Canada Greener Homes Affordability Program for income-qualified households, and the provincial programs below. Read the full rundown.

Federal programs

Canada Greener Homes Affordability Program (CGHAP)

Low-to-median-income homeowners and tenants

No-cost heat pump installs and related retrofits

OpenOpen in BC, Manitoba, Nova Scotia, PEI and Quebec through provincial partners

Up to $10,000 to switch from oil to a heat pump

ClosedIntake closed July 31, 2026. Approved applicants must submit receipts by Jan 31, 2027

Interest-free retrofit loan (closed)

ClosedClosed. The last day to apply was Oct 1, 2025

Canada Greener Homes Grant

Homeowners, after an EnerGuide evaluation

Grant after an EnerGuide evaluation (closed)

ClosedClosed to new applicants

Source: each program's official page (linked) · as of Sept 22, 2026

Provincial programs

OntarioOpen

Home Renovation Savings Program (Save on Energy / Enbridge Gas)

What it pays

Cold-climate air-source heat pump up to $7,500; ground-source heat pump up to $12,000. Units must be on NRCan's qualified product list

Who qualifies

Ontario homeowners heating with electricity, natural gas, oil, propane or wood

Open. No end date on the official page

British ColumbiaOpen

CleanBC Better Homes - Home Renovation Rebate Program (HRR)

What it pays

Heat pumps up to $4,000

Who qualifies

BC Hydro residential customers. Income-qualified households apply to the Energy Savings Program instead

Open

QuebecOpen

Hydro-Québec LogisVert

What it pays

Heat pumps $50 per 1,000 BTU/h at −8 °C, or $120 for cold-climate models

Who qualifies

Hydro-Québec residential customers

Open

ManitobaOpen

Efficiency Manitoba Air Source Heat Pump Rebate

What it pays

Cold-climate air-source heat pump: $2,000 ducted, $1,500 ductless

Who qualifies

Manitoba homeowners

Open

SaskatchewanOpen

SaskEnergy Residential Equipment Replacement Rebate

What it pays

$325 for a furnace rated 97% AFUE or higher; $750 for a boiler rated 95% or higher

Who qualifies

SaskEnergy residential customers

Open. Terms updated Aug 17, 2026

Nova ScotiaOpen

Efficiency Nova Scotia Home Energy Assessment

What it pays

Up to $5,000 in rebates for the upgrades the assessment recommends, including heat pumps

Who qualifies

Nova Scotia homeowners. The $199 assessment fee is waived for moderate-income households

Open

Newfoundland and LabradorOpen

takeCHARGE Oil to Electric Incentive

What it pays

Up to $22,000 to switch from oil or propane to electric heat, such as a heat pump, depending on income and household size

Who qualifies

Homeowners heating with oil or propane. Income-qualified households get more

Open. No closing date set

Source: each program's official page (linked) · as of Sept 22, 2026. Amounts change often, so confirm on the official page before you apply. Other provinces: enter your address to see your programs.

See the rebates for your address

Enter your address to see the programs you qualify for and a quick snapshot of your home's energy use. It takes seconds and you don't need to sign up.

How to Finance It

Some cities and utilities lend for energy upgrades and collect the repayment on your property tax or utility bill, so you pay nothing up front. A loan has to be paid back with interest, so check the rate and the fees first.

Toronto, ONOpen

Home Energy Loan Program (HELP)

Most you can borrow
The lesser of $125,000 or 10% of the property's assessed value
Rate
Published rates were valid to Sept 30, 2026: 3.34% (5 years), 4.01% (10), 4.46% (15) and 4.75% (20), plus a 2% administration fee. The page still showed those rates on Oct 5, 2026, so confirm the current ones
Term
5, 10 or 15 years. 20 years for windows, heat pumps, solar and geothermal only
Repaid through
Property tax bill, in 11 monthly instalments a year

Open to applicants

Ottawa, ONOpen

Better Homes Loan

Most you can borrow
The lesser of $125,000 or 10% of the property's assessed value, and at least $10,000
Rate
4.33% fixed, plus a 4% administration fee added to the loan
Term
20 years
Repaid through
Property tax bill, as a Local Improvement Charge. Borrowers enrol in the City's pre-authorized debit plan

Open to applicants

Manitoba Hydro customers, MBOpen

Home Energy Efficiency Loan

Most you can borrow
$12,500 per residence
Rate
6.20% on approved credit for the first 5 years, then market rates
Term
Up to 5 years. Up to 15 years for heat pumps, furnaces, boilers and solar
Repaid through
Monthly payment on your Manitoba Hydro bill

Open. Detached or semi-detached homes. Approval is needed before any work starts

Source: each loan's official page (linked) · as of Oct 5, 2026. Loans are repaid with interest, and they're separate from the rebates above. Other cities and utilities run similar programs: enter your address to see the ones near you.

How to Choose an HVAC Contractor

Quick answer

Choose an HVAC contractor who sizes the system from a heat load calculation, installs equipment on NRCan's qualified product list, pulls the permits, and uses certified gas technicians for gas work. Compare at least three written quotes, and check the model numbers against your rebate program before you sign.

Ask every contractor for

  • The heat load calculationThe CSA F280 calculation behind the proposed size.
  • A qualified modelThe exact model on NRCan's qualified product list. Ontario's rebates require it.
  • A certified gas technicianFor any gas appliance. In Ontario that is a TSSA G2 for home furnaces.
  • A line-by-line quoteEquipment model, ductwork changes, backup heat, removal of old equipment and permit fees.

Red flags

  • Sizing by square footage aloneNo room-by-room calculation behind the number.
  • No written quote
  • Pressure to sign the same day
  • Rebate amounts that don't matchCheck every figure against the official program page.

Moving to a heat pump may also need an electrical panel upgrade, and insulating and air sealing first can let you buy a smaller unit.

From Quote to Rebate: How a Project Works

Solenery is a marketplace, not a contractor. We check your incentives first, then help you compare quotes from vetted local pros, so you choose the right HVAC contractor with the full cost in view.

  1. 1

    Check rebates first

    Enter your address to see your programs. Some, like Nova Scotia's and Ontario's larger rebates, need an energy assessment before any work starts.

  2. 2

    Heat load calculation and quotes

    Each contractor visits, works out the heating load and quotes a specific model. Ask for the calculation in writing.

  3. 3

    Check the model

    Confirm the quoted model is on NRCan's qualified product list and meets your program's rules before you sign.

  4. 4

    Permits and installation

    The contractor takes out any permits, installs the system and sets it up.

  5. 5

    Inspection

    Gas and electrical work is inspected by the municipality or provincial safety authority.

  6. 6

    Claim your rebate

    Submit invoices, model numbers and any post-install assessment before the program deadline.

Solenery listing the incentive programs matched to an address

Step 1 in Solenery: the programs matched to your address

What is Solenery?

A short explainer on how Solenery matches your rebates and helps you compare contractor quotes.

HVAC Contractor FAQs

Answers checked against government and official program pages.

NRCan puts the average cost to buy and install a heat pump in Canada at $18,400, including electrical panel work and, for oil-heated homes, oil tank removal. The price depends on the system type, size, ductwork and electrical capacity. Provincial rebates can cover a large share, for example up to $7,500 for a cold-climate air-source heat pump in Ontario.

Yes. Cold-climate air-source heat pumps keep heating at outdoor temperatures down to −30 °C and are up to 3 times as efficient as oil heating, according to NRCan. Most homes keep a backup heat source for the coldest days.

The federal Greener Homes Grant and Loan are closed, and the Oil to Heat Pump Affordability program closed to new applicants on July 31, 2026. Provincial programs are now the main route: up to $7,500 for a cold-climate air-source heat pump in Ontario, up to $5,000 through Nova Scotia's assessment program, and up to $22,000 for oil and propane homes in Newfoundland and Labrador. Income-qualified households in BC, Manitoba, Nova Scotia, PEI and Quebec can get no-cost retrofits through the Canada Greener Homes Affordability Program.

The Canada Greener Homes Grant is closed to new applicants, and the Greener Homes Loan closed on Oct 1, 2025. Income-qualified households can use the Canada Greener Homes Affordability Program, and everyone else should look at provincial and utility rebates.

NRCan says air-source heat pumps last 15 to 20 years and ground-source heat pumps about 20 to 25 years. The ground loop itself can last around 75 years, so a replacement ground-source system usually reuses it.

From a heat load calculation, which in Canada is the CSA F280 standard. It accounts for your home's insulation, windows and air leakage room by room. Sizing by square footage alone often leads to an oversized, inefficient system.

Sometimes. A heat pump adds a large electrical load, and homes with older 60 A or 100 A service may need an upgrade. An electrician decides from a load calculation.

Once a year. Service furnaces before the heating season and heat pumps and AC before summer. Regular maintenance keeps efficiency up, and many manufacturers require it to keep the warranty valid.

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Cutaway illustration of a home with a heat pump and solar panels

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How We Research This Page

Last updated: .

Every rebate amount, status and deadline on this page was read on the program's official page and is dated next to it. We re-check each program monthly, because amounts and deadlines change often. Always confirm with the program before you apply.

Facts and figures come from government departments, utilities and safety regulators, linked next to each figure and listed here. We don't publish price ranges: costs depend on your home, so we explain what drives them and let contractors quote.

Solenery is a marketplace. It connects homeowners with contractors and doesn't install anything itself.