Explore insulation options and relevant rebate conditions before choosing work. Compare project scope and use a contact enquiry to ask about provider support. Standalone multi-installer quote requests for this service are not yet supported.
Check rebates for your project
Enter your full address to begin a property check. An account is needed to continue the property plan; personalized rebate matching requires premium access. This does not apply for a rebate or request quotes.
Insulation and air sealing cut the heat a home needs in the first place, which lowers bills and lets you buy a smaller, cheaper heat pump or furnace later.
What a good insulation contractor gets right
Air sealing before or with insulation, to stop heat loss and moisture damage
The right material for each area: attic, walls, rim joists, basement
R-values that meet your climate zone, not just the minimum
Ventilation that keeps the attic dry
Explore insulation project options
Use this guide to define the work, then ask about provider support through a contact enquiry.
For single-family homes, older homes with little insulation, renovations and new builds.
Common residential insulation projects
Attic insulation top-ups
Spray foam for walls and rim joists
Basement wall insulation
Air sealing for improved energy efficiency
Commercial Insulation Contractors
Common commercial insulation projects
Thermal insulation for large wall and roof areas
Spray foam and foam board systems
Air sealing for energy performance
Sound and thermal insulation upgrades
Commercial buildings must meet the energy code their province or city has adopted, which is often based on the National Energy Code of Canada for Buildings (NECB). Ask the contractor which edition applies to your project.
Spray Foam Insulation Contractors
Spray foam insulates and air seals in one step, which makes it a good fit for rim joists, cathedral ceilings and hard-to-reach cavities.
Why people choose spray foam
Closed-cell foam has the highest R-value per inch of common materials (about R-6)
Air seals as it insulates
Fills irregular spaces that batts can't
It costs more per R-value than blown-in or batt insulation, so it's usually used where space is tight or air sealing matters most.
Compare insulation options
Quick answer
Start with the scope that suits your property, then compare written proposals using the same assumptions. These are project options, not a catalogue of available models or a promise of eligibility.
Compare suitability and ask the same questions of each provider. Final design requires a site assessment.
Option
When to consider it
What to request
Attic and air sealing
Compare heat-loss paths, moisture and ventilation before adding material.
Specify coverage, target insulation level and air-sealing details.
Walls
Compare accessible cavities with exterior or interior retrofit scope.
Ask about material, moisture control, removal and finishing.
Basement and rim joists
Compare foundation moisture and air-leakage conditions.
Specify vapour/fire protection and treatment of penetrations.
Before you hire: compare the full scope
Areas and quantities, material, target insulation level, air sealing, moisture protection and finishing. Ask each provider to itemize equipment or materials, labour, extras, permits, exclusions, warranty and responsibility for rebate documents. Confirm eligible equipment, pre-approval and stacking with the program administrator before signing.
Budget separately: project cost → confirmed grant support → remaining cost. Any borrowing is repayable, with its own interest, fees and approval. Unconfirmed rebates are not awarded savings.
Where Does a Canadian Home Lose Heat?
Quick answer
NRCan estimates that basements and walls each account for about 20% of a home's heat loss, windows and doors up to 25%, and air leakage typically about 25%. Basements and uninsulated walls usually lose more heat than the typical attic, even though the attic is where most people start.
NRCan recommends about R-40 to R-60 in the attic or roof, R-22 to R-40 in walls and R-19 to R-25 on basement walls. The higher values apply to colder regions with more heating degree-days. Local building codes set the legal minimums, so your contractor should confirm them.
Recommended minimum insulation values by heating degree-day (HDD) zone, Table 2-1 of NRCan, Keeping the Heat In. RSI is the metric value (R ÷ 5.678).
Part of the home
Zone A (up to 3,500 HDD)
Zone B (3,500–5,000)
Zone C (5,001–6,500)
Zone D (over 6,500)
Attic / roof
R-40 (RSI 7.1)
R-50 (RSI 8.8)
R-60 (RSI 10.6)
R-60 (RSI 10.6)
Walls
R-22 (RSI 3.9)
R-24 (RSI 4.2)
R-27 (RSI 4.8)
R-40 (RSI 7.1)
Basement walls
R-19 (RSI 3.3)
R-19 (RSI 3.3)
R-24 (RSI 4.2)
R-25 (RSI 4.4)
Floors over unheated space
R-27 (RSI 4.8)
R-31 (RSI 5.5)
R-40 (RSI 7.1)
R-50 (RSI 8.8)
Spray Foam vs Blown-In vs Batt Insulation
Quick answer
Closed-cell spray foam gives about R-6 per inch and air seals as it goes. Blown-in cellulose gives about R-3.6 per inch and glass fibre batts about R-3.2. Foam costs the most per R-value, so it's usually used where space is tight. Blown-in and batts are cheaper ways to add a lot of R-value to open attics.
R-values are NRCan design values from Table 3-1 of Keeping the Heat In. Products in the same class vary.
Material
R-value per inch
Air sealing
Typical use
Closed-cell spray foam
About R-6 (R-5.5 to 6.5)
Yes
Rim joists, basement walls, cathedral ceilings
Open-cell spray foam
About R-3.6
Partly
Interior wall and roof cavities
Blown-in cellulose
About R-3.6
No
Open attics, closed wall cavities
Blown-in glass fibre
About R-2.9
No
Open attics
Glass fibre batt
About R-3.2
No
Open stud walls, attic floors
Mineral fibre batt
About R-3.4
No
Walls, basements, sound control
What Affects the Cost of Insulation?
Quick answer
Insulation is priced by the area covered and the R-value added, so the biggest cost drivers are how much of the home you insulate, the material and the thickness it needs. Rebates can cover a large share: Newfoundland and Labrador pays 75% of attic and basement insulation costs, up to $3,000.
Area and target R-value. NRCan recommends R-40 to R-60 in attics depending on your climate zone, so colder regions need more material.
Material. Closed-cell spray foam gives about R-6 per inch against about R-3.6 for blown-in cellulose, so it needs less space but costs more per R-value.
Air sealing. Sealing leaks first is extra work, but NRCan says it prevents heat loss and moisture damage.
Old insulation. Removing damaged insulation, or vermiculite that may contain asbestos, adds to the job.
Access. Tight attics, finished walls and crawl spaces take more labour.
What rebates cover: Ontario pays $1,000 to $1,250 for attic insulation on its own, or up to $7,700 for insulation after an energy assessment. BC pays up to $5,500 and Nova Scotia up to $5,000. See the rebate tables.
Should You Air Seal Before Insulating?
Quick answer
Yes. NRCan says air leaks through attic penetrations such as chimneys, vents, plumbing stacks and electrical boxes cause significant heat loss and moisture problems. Sealing them before adding insulation stops warm, moist air from reaching the cold attic, where it can condense and damage the roof and insulation.
The federal Greener Homes Grant and Loan are closed, so 2026 insulation rebates come from provinces and utilities. Ontario pays $1,000 to $1,250 for an attic alone, or up to $7,700 after an energy assessment. BC pays up to $5,500, Nova Scotia up to $5,000, Newfoundland and Labrador up to $3,000, and Quebec $1,500 for roof insulation.
Federal: check program status and household or business eligibility
Province and utility: confirm service territory, equipment and pre-approval
Municipality: confirm property boundary and whether support is a grant or repayable loan
These are separate potential funding layers. Combination is subject to program rules; no combined saving is guaranteed.
The Canada Greener Homes Grant has ended
The Greener Homes Grant is closed to new applicants, the Greener Homes Loan closed on Oct 1, 2025, and the Oil to Heat Pump Affordability program stopped taking applications on July 31, 2026. Separate support includes the no-cost Canada Greener Homes Affordability Program for income-qualified households, and the provincial programs below. National Heat Pump Rebate is upcoming. Applications open through an online portal in early 2027. Eligible installations from November 1, 2026 can be claimed once it opens, under the rules in force on the installation date. No payments are made before launch and approval. This household heat-pump announcement does not establish funding for other standalone upgrades. Read the official program rules.
Attic insulation $1,000 to $1,250 as a single upgrade, or up to $7,700 for insulation with an energy assessment and two or more upgrades ($600 back on the assessment)
Who qualifies
Ontario homeowners heating with electricity, natural gas, oil, propane or wood
75% of attic and basement insulation costs: up to $1,000 for materials and $500 for labour per area, $3,000 maximum
Who qualifies
Homeowners with electric heat, in homes built before Jan 1, 2014
Open
Source: each program's official page (linked) · as of Sept 22, 2026. Amounts change often, so confirm on the official page before you apply. Other provinces: enter your address to see your programs.
See the rebates for your address
Enter your full address to begin a property check. An account is needed to continue the property plan; personalized rebate matching requires premium access. This does not apply for a rebate or request quotes.
Check rebates for your project
How to Finance It
Financing must be repaid and is separate from rebates. Some programs collect repayment through property tax or utility bills. Check service and address eligibility, current interest, fees, term and approval requirements before work; unknown terms need administrator confirmation.
The lesser of $125,000 or 10% of the property's assessed value
Rate
Fixed rates valid through December 31, 2026: 3.83% (5 years), 4.43% (10), 4.85% (15), 5.12% (20). A 2% administration charge is added; confirm current terms before borrowing.
Term
5, 10 or 15 years. 20 years for windows, heat pumps, solar and geothermal only
Repaid through
Property tax bill, in 11 monthly instalments a year
Open to applicants Confirm approval before work, current fees and any unknown terms with the administrator. Checked Oct 23, 2026.
$12,500 per residence. Solar PV: up to $20,000, subject to accumulated-loan limits
Rate
6.20% on approved credit for the first 5 years, then market rates
Term
Up to 5 years. Up to 15 years for heat pumps, furnaces, boilers and solar
Repaid through
Monthly payment on your Manitoba Hydro bill
Open. Detached or semi-detached homes. Approval is needed before any work starts Confirm approval before work, current fees and any unknown terms with the administrator. Checked Oct 23, 2026.
Source: each loan's official page (linked) · as of Oct 23, 2026. Loans are repaid with interest, and they're separate from the rebates above. Local eligibility, current terms and approval need confirmation with the named administrator.
Start With a Home Energy Assessment
Quick answer
An EnerGuide home evaluation by a Registered Energy Advisor measures where your home actually leaks heat, so you insulate the right places first. In Ontario it also unlocks the bigger rebates: $600 back on the assessment and up to $7,700 for insulation when you do two or more upgrades.
Choose an insulation contractor who air seals first, states the R-value they'll install in each area, and knows the documentation your rebate program needs. Compare at least three written quotes that list the material, the thickness or R-value, and the area covered, so you can compare like for like.
Ask for the final R-value per area in writing, not just the material.
Check whether air sealing and old insulation removal are included.
For spray foam, ask about installer certification and curing time before you can re-enter the home.
Check for vermiculite in older attics before any work starts. NRCan warns it can contain asbestos.
Red flags: no site visit, quotes by square foot with no R-value, or pressure to sign the same day.
Find rebates, compare options and plan your next step
Find relevant programs and compare project scopes. Ask about provider support through a contact enquiry; standalone quote routing for this service is not available yet.
1
Find relevant rebates
Read public program information, then check your property. Confirm eligibility, pre-approval and required documents with the administrator before starting work. Entering an address does not submit an application.
2
Compare insulation options
Use the comparison below and your property plan to discuss suitability. Compare the equipment and scope proposed by providers; this is not a live model catalogue.
3
Enquire about insulation support
Use the contact enquiry to ask about provider support. Standalone multi-installer quote requests for this service are not currently supported by the property-plan flow.
Illustration: plan equipment and supporting work together
What is Solenery?
A short explainer on how Solenery matches your rebates and helps you compare contractor quotes.
Planning More Than One Upgrade?
Retrofits work best in this order. Each step makes the next one smaller or cheaper.
Answers checked against government and official program pages.
Solenery helps you find relevant programs, understand how to apply and compare insulation options. Use a contact enquiry to ask about provider support; standalone multi-installer quote requests for this trade are not supported yet.
Service guides, comparisons and program information on this page are public. Enter your full address to begin a property check. An account is needed to continue the property plan; personalized rebate matching requires premium access. This does not apply for a rebate or request quotes.
The administrator decides eligibility and stacking. Confirm who submits each application—you or your provider—and obtain any required approval before work. Keep itemized quotes, eligible model evidence, invoices and receipts. Solenery does not automatically apply or reserve funding, and program maxima cannot simply be added together.
Request the same scope from each provider: areas and quantities, material, target insulation level, air sealing, moisture protection and finishing, plus labour, extras, permits, warranty, exclusions and who prepares rebate documents. Compare confirmed support separately from project cost and repayable loans.
It depends on the attic's size, the R-value you're adding and whether old insulation has to come out first. Rebates can cover a large share: Ontario pays $1,000 to $1,250 for attic insulation on its own, and Newfoundland and Labrador covers 75% of the cost for electrically heated homes, up to $1,000 for materials and $500 for labour.
Not always. NRCan data shows basements and uninsulated walls often lose more heat than the typical attic, about 20% each. Air leakage accounts for about 25%. An energy assessment shows where your home loses the most heat.
Ontario's Home Renovation Savings program pays $1,000 to $1,250 for attic insulation as a single upgrade. With a home energy assessment and two or more upgrades, you can get up to $7,700 for insulation, plus $600 back on the assessment.
Yes. NRCan says attic air leaks around chimneys, vents, plumbing and electrical boxes cause significant heat loss and moisture problems. Seal them first so warm, moist air can't reach the cold attic.
It depends where it goes. Closed-cell spray foam gives about R-6 per inch and air seals, so it's worth it on rim joists, basement walls and tight cavities where space is limited. It costs more per R-value, so for an open attic, blown-in cellulose (about R-3.6 per inch) gives more insulation for the money.
BC Hydro pays up to $5,500 for insulation. Nova Scotia pays up to $5,000 for upgrades recommended by a home energy assessment. Newfoundland and Labrador covers 75% of attic and basement insulation for electrically heated homes, up to $3,000, and Quebec's LogisVert pays $1,500 for roof insulation. Income-qualified households in several provinces can get free insulation through the Canada Greener Homes Affordability Program.
NRCan recommends at least R-40 in the mildest regions and R-50 to R-60 in most of the country. Check the local building code, which sets the minimum where you live.
Ask about insulation support
Explore project options and use our contact enquiry to ask about provider support. This is an enquiry, not a multi-installer quote request.
Projects come to you: owners request quotes after seeing their eligible incentives, net cost and payback. Browse projects for free and pay a commission only on the deals you close.
Every rebate amount, status and deadline on this page was read on the program's official page and is dated next to it. Program amounts and deadlines change. Use each dated source and confirm current terms with the administrator before you apply.
Facts and figures come from government departments, utilities and safety regulators, linked next to each figure and listed here. We don't publish price ranges: costs depend on your home, so we explain what drives them and let contractors quote.
Solenery is a Canadian clean energy platform connecting property owners with incentives and vetted professionals. It doesn't install equipment, issue rebates or submit government applications itself.